Factors That Can Make Engineering Education Better

Now a days people are questioning the ubiquitous engineering colleges of India. What is the reason behind it? With the increase in quantity is quality being compromised? A Survey has said that only 25% of the total engineers are fit to be employed in India. What about the rest of the 75%? Are they having a bright future? There are various reasons spotted for the declination of the course, they can only help in the upliftment of the present condition, which are listed below

Engineering Colleges

As far as government engineering colleges are known, they provide high placement rates to the students with good services for their overall personality development. May be the hostel facilities are not as good as they should have been but other things like placements, extra curricular activities, academics compensate that.

On the other hand if we talk about private engineering colleges the best part about them are good hostel facilities. In most of the cases it is seen that food served is good in the hostel but other important factors like placements and academics are nil. The main reason behind poor academics and extra curricular activities is that the colleges are being constructed just to earn profit. Uneducated businessmen tend to open big colleges with zero information about how to make bright futures. Few colleges only emphasize on attending classes while there are few who dont even bother to keep a check on that.

It is one of the most imperative factors responsible for the deteriorating situation of the engineering education. The labs are ill-kept. Equipments present in the laboratories are as old as hills. With the advancement of time and technology, our engineering colleges are still stuck in an era where mankind was new to tools and machinery.


Who gave licence to all illegitimate engineering colleges? Well, we all know the answer. Government is playing a big role in the weakening of the engineering education. Why on earth government officials are issuing licences to these engineering colleges which are unable to proffer not only good placements but also inadequate education. What is the basis of issuing the licence? Is it transparent?

There are many colleges which are not only facing shortage of faculty but also students. They are nothing but destroying the future of students. In the name of company which they call, either are frauds or pay meagre salary of 8,000/- to 10,000 per month to an engineering graduate.

To keep aside this issue, there is one more thing which government is not looking into i.e. the syllabus of the various universities and colleges. Again the very same thing has to be stated. When technology is advancing everyday, why our engineering students are studying and working upon which is all obsolete. The approach being used in building up the syllabus should be changed if one needs to improve the present scenario of engineering education.

In the cities like Bangalore and Ghaziabad the lanes are fraught with engineering students. According to one of view point, students themselves are responsible for the downfall. If a student knows that condition around him is not as good as expected, then he can simply start improvising himself because in the end his future is at stake. There is an old saying which states that if there is will there is way. When a boy or a girl comes to a college after passing their matriculation they tend to enjoy their freedom than doing what they actually came for. They forget the purpose and when the purpose is lost, things become ugly.

There is a possibility that college is not god, proper facilities are not provided but all this seems to be an excuse in an era where one is having internet with them. If someone has the zeal to learn things they will. Nothing can stop them from doing it. On the other hand if one has the motive to enjoy their college lives to fullest, God cant even helped them.

Above mentioned factors are responsible for the present condition of the engineering education. Things can be improved if everyone takes their jobs more responsibly. Be it government or the students, blaming each other wont do any good. Thus, it is better that each one take their roles sincerely make this system better and produce some of the finest engineers of the country.

Classic Educational Toys That Inspire Your Kids’ Play

The toys your kids play with can influence their maturation as they learn, develop, and grow. The right toys can inspire your youngster’s play, motivate his or her activities, both in and outdoors. Next, toys can unleash your child’s imagination and enhance his or her creativity. Also, the right toys can stimulate your minor’s learning skills and educational abilities at any age. The classic and learning toys, games, puzzles, pretend play toys, art & music toys, active play and ride-on toys can influence, inspire, and motivate your children’s physical activities and their mental developmental and growth.

First, the classics are usually handed down from one generation to the next. And parents and grand parents usually love to share their past experiences with their children. And what a better way to share and inspire your heirs’ play then with the classic and learning toys, games, and puzzles you played with as a kid. Your old-time favorites of yesterday can become your children’s favorites, today! Remember how you felt when you played with etch a sketch, color roller push along, wooden marble run, or train top! Likewise, when you played the uncle wiggly game, rush hour, magnetic dart boards, the game of life, monopoly, or mouse trap as a family? Now you can share those memories and feelings again, let the classic toys inspire you and your children’s play.

Also, motivate your children’s activities with outdoor play toys, sports and fitness toys, car and train toys, remote control toys, tents and tunnel toys. Toys like sit-n-spin, exercise trampoline, chair-a-go-round, kid’s garden tools inspire kids to play and be active. Likewise, toys like the Krazy Kar ride-on turbo bubble machine, police car ride-on, tents and tunnels motivates the kids to be outside, moving, be physically active.

Second, you can unleash your youth’s imagination with pretend play toys, make believe and role playing toys, kids’ costumes and outfits. Toys like Citiblocs, Erector building sets, and Popoids construction sets open a child’s mind to creativity and inventiveness. Additionally, firefighter outfits, police officer outfits, jr. Train engineer outfits, kitchen apron sets and tea party dress – up sets establish the possibility that your child’s imagination can set their dreams to flight and clarify their path in life.

Next, enhance your progeny’s creativity with art & music toys, crafts creativity toys, musical instruments and musical toys. Toys like friendship bracelets, sticker factory, barrel of beads, silk screen fashion designer, and professional car designer drawing kit all inspire a child’s creativity. Plus, the activities and tasks practiced during the use of these toys help improve motor skills, eye and hand co-ordination, writing skills, and creative thinking. Likewise, a toy saxophone, electronic rock-n-drums, an accordion, or toy spinet piano can stir your child’s artistic desires and abilities. These toys might even inspire them to want to practice, and become a musician or artist.

Moreover, stimulate your child’s learning skills improving their education and knowledge level at any age. Teach colors, numbers, and the alphabet with baby and toddler learning toys. As they grow older, learning toys like blocks & construction toys, science & nature toys, books, and activities gain stronger interests. Furthermore, young scientist kits, v-8 visible engine, or an indoor/outdoor science lab just might inspire a young mind to become an engineer, scientist or doctor.

Finally, your son’s or daughter’s playthings can influence his or her maturing as they grow to adulthood. Toys can inspire your child’s play, motivate his or her activities, both in and outdoors. Furthermore, toys can unleash your youngster’s imagination and enhance his or her creativity. Also, the right toys can stimulate your son’s or daughter’s learning skills and educational abilities at any age. These classic and learning toys, games, puzzles, and playthings can influence, inspire, and motivate your child’s physical activities, their mental developmental, and growth as a human being; toys can motivate and inspire your kids play!

How to solve problems in the mathematics education using calculators

Mathematics is a very important element in the development of the value and standard of the life of the individual and society. Mathematics enters in everything from science, technology and engineering to arts and social sciences to economics and decision making. It is very important that society constantly produces new generations of well trained mathematicians. This means that the school should increase the student’s interest and develop his skills in the subject. To achieve this goal the school should see the reasons why students fear mathematics and why many students do very poorly in the subject. The fist reason for the difficulty of the subject for students is that mathematics is abstract. It is not tangible they can not hold it. To make them understand a pure concept at this early stage is very difficult. They need to relate it to real life problems that they face in their daily lives. This way they will be stimulated by its importance for them and will see that it is useful and fun. Moreover, the use laboratory experiments using calculators would make concepts more understandable. There are many new innovative software calculators built just for this purpose. The conventional system of teaching mathematics contributes significantly to the poor performance of students. This is because many teachers teach students how to implement algorithms without teaching them the idea behind the algorithms and there is no stress on the understanding of the concepts. This causes the interest level in the subject to decline and soon students develop a disassociation with the subject. To solve this problem the schools can create a mathematics society and a forum where students can communicate with each other discussing material and asking each other questions. This kind of social behavior may increase the student’s interest in the subject.

Students pass early mathematics classes and they are not really fit in the subject. This is because the exams and grading did not reflect the student’s true ability. This causes the students to have very big problems in senior mathematics classes which are dependent on the early classes. For example if we look at the early pupil stage we can imagine a pupil who does not understand the concept of divide and multiply. That is to say when should he divide and when should he multiply. Now can this pupil at a later stage know to solve a word problem? The answer is surely no. He will not know what we are talking about. We can also imagine a student who does not understand the concept of the algebraic equations. This student could not be asked to plot a graph because simply he will not have an idea about what we are speaking about. The teachers can use calculators to teach pupils the concepts of multiply and divide. They can let them experiment on their own with many numbers using the calculators. From the observations the pupils will understand the concepts of multiply and divide. Moreover, teachers could use calculators to teach students the concepts of functions and graphing. It is easy and fun using calculators.

Finally, those who are teaching mathematics may have sufficient knowledge in the subject. They usually have a mathematics degree but this is not enough. To be a teacher you certainly got to be strong in the subject but this is only one major factor in being a successful teacher. The teacher should know about education and student psychology. he should also have a strong personality and be a good leader.

Check these calculators
Check this algebra calculator
Check this matrices calculator

Pending Proposal Could Jail Michigan Parents For Educational Neglect

Under the law, parents are legally bound to their children until they reach 18 years of age. Guardians are required to provide for the mental and physical well-being of their young ones, as well as teach them the difference between right and wrong. Although this seems like a general definition of a good parent, experienced Childrens Protective Services defense lawyers in Michigan warn that a pending proposal in Detroit could place even more responsibilities on guardians, potentially resulting in jail time.

In the past few weeks, Detroit has been a hotbed of juvenile crime and violence. According to Wayne County Prosecutor Kym Worthy, this problem can largely be attributed to parents and their failing to be accountable for the actions of their children.

Currently, the Wayne County Prosecutors Office does penalize parents and guardians if their children miss an excessive amount of school. However, by the time the legal system gets involved, the student has already missed a substantial amount of class putting them even further behind. According to The Associated Press, hundreds of these cases are reviewed each year, but only around 50 result in prosecution. If a parent is convicted of Michigan educational neglect, the misdemeanor would be accompanied with a fine and up to 90 days behind bars.

Worthy cites the recent example of Demarco Harrisa then 12 year-old, arrested by police for murder. Law enforcement officials maintain that when they were looking for the young boy, one of the first places they searched was his parents home. When they knocked on the door at around 2:00 a.m. -when any juvenile should be home and in bed- the parents stated that they did not know where their son was.

Harris conviction of Michigan murder charges in May convinced Worthy that parental involvement in the schooling system was severely lacking, and could be a reason for the ever-present low attendance and graduation rates in Detroit. Should Worthys plan pass, parents in Wayne County would be required to attend at least one parent-teacher conference a year. If the first meeting is missed, a letter will automatically be sent requesting a new conference within 14 days. Should parents also miss the second meeting, they could face three days behind bars.

Although the ordinance has good intentions, it is very unlikely to become law because it could infringe on the parents civil rights. The executive director of Michigans American Civil Liberties Union, Kary Moss, believes such a proposal is inappropriately placed. A criminal justice solution is not the answer to complicated social problems, Moss explained, The last thing many families in dire situations need is more punishment by the criminal justice community. Theres established law already that governs child abuse and neglect, and that sets up the standard for involvement by the government in the familys affairs.

There are other opposing factors to consider when it comes to Worthys ordinance. While legislators in other states have attempted to pass similar proposals, all have failed to make it out of committee. In fact, there is no current legislation in existence that resembles what Worthy would like to see passed. Additionally, many parents are too busy working ensuring that there is food on the table for their family, let alone attend a parent-teacher conference. For many single parents in the city of Detroit, finding a way to attend a meeting with an educator can be a difficult and challenging task.

Even though Worthys proposal will likely fail like the others, it is nonetheless interesting to see how much responsibility is placed in the hands of parents. While it is true that the legal system requires parents to provide for their children, does that necessarily include forcing them to be involved in their education as well? Should hard-working guardians be sent to jail because they have missed a parent-teacher conference? Is this considered neglect?

For answers to these and other complex legal questions, it is important to seek knowledgeable Childrens Protective Services defense attorneys in Michigan for answers. Being suspected of poor parenting is a serious accusation that can have life-changing consequences, including fines, jail time, and even the termination of parental rights. Therefore, it is essential to be pro-active in finding assistance for your case, ensuring that your civil rights and family are well-protected.

First Home Buyer Needs Self Education

Any first home buyer is at a great disadvantage seeking a mortgage if time is not taken to understand all the necessary aspects toward obtaining a loan successfully. To find the most favourable deal possible, it is important for a first home buyer to do a good deal of investigation and research that will provide them with the necessary knowledge to make an informed decision. Although a first home buyer can call upon the experience and knowledge a professional broker provides, it is still dependent upon the consumer to do some self educating as well.

Preparation in Advance Securing a mortgage for a first home buyer starts many years before actually needing to buy a home. A first home buyer has to be as attractive a prospect as possible to make sure that this very important loan is approved. In order to be as attractive to lenders as possible, a first home buyer must establish and maintain a positive credit rating in the mid 700s, or higher, to even be considered by a mortgage lender. Establishing rotating credit accounts such as credit card, petrol and retail store accounts and paying these on time will help to establish credit worthiness. Living a product life as an ideal credit consumer will prepare a first home buyer for mortgage approval when the time arrives to buy a home.

Down Payment Always Needed Unless you have financed, sold and financed a home more than once, expect to be required to make a down payment anywhere from 10 to 20 percent of the total home purchase. While preparing for that time to come, conducting positive personal finance management will provide a first home buyer with the necessary history mortgage lenders seek.

Deciding What Can Be Affordable Mortgage lending decisi0ons for first home buyers take into consideration examination of all personal finances to determine the amount of monthly repayments a consumer can afford. A good rule of thumb is a monthly mortgage repayment, insurance and taxes should not be more than what a first home buyer experiences paying rent. Since other monthly expenses such as utility, food, transportation and other living expenses may not change drastically, assuming a mortgage repayment should be possible if it does not exceed a current rent payment.

Seek Pre-Approval All first home buyers should seek mortgage pre-approval prior to searching for a house. This allows a consumer the opportunity to start a process toward home purchase by allowing the lender to examine personal credit worthiness establishing a pre-approved purchase amount. Let the amount the lending institution is willing to “risk” on a first home buyer direct the house search. If that number is not sufficient, certain actions such as coming up with an additional down payment may be necessary to qualify for a larger amount.

Motivation for Action Any first home buyer that has a pre-approval from a lending institution can engage the services of a real estate professional who has a firm understanding off the financial limits that will direct what properties are show, Buying a house is an important step so spending time looking at properties that a first home buyer cannot afford is wasteful.

Although many first home buyers are looking for that “dream” home, choice may be limited in reference to size, type and place for that very first real estate purchase.

An Education In The Arts

For some people art is just something you put on your refrigerator doors. It is something you have to do for schoolwork, or to while your time away. In truth, there truly is something beneath the surface of art that will tantalize every student and teacher. And this is the truth behind art education.

Q. What Is An Education In The Arts?
A. Art Education is the means by which a student gains an understanding of form and design. An education in the arts is typically divided into three areas – the fine arts, such as music, drama, sculpture or painting, the general arts, programs such as education, criminology, etc, and design, such as graphic design, web design, or interior design.

Q. Why Arts?
A. Art has a great power to influence people. It also has a significant effect on the history of man. Art may seem like it is just something pretty, but under the hood it boasts of a pretty powerful engine. One that has shaped the world, and indeed your very life. You can’t go one day in the span of your life without being exposed to some form of artistic design, from the

A wise man once said that an education in the arts is the absolute best education one can have because it exposes you to the most general field of studies. Over time, you will know a little about everything. If you chose a more specialized field, you would gradually learn more and more about less and less. And I’d rather know a little about everything than everything about something, don’t you agree?

1. Express Yourself

Art is by far one of the most rewarding careers because, unlike a career in the sciences or a trade, it allows you to express your creativity. And no two days are the same. The power to captivate and inspire is also very rewarding. Hasn’t the Mona Lisa drawn its share of oohs and aahs? And hasn’t many a tear been shed at the beautiful works of art around the world? Man has always expressed his deepest thoughts and desires in a tangible form. This form is Art.

Industries need artists who have had a good education in Art. Creating labels, stickers, and advertisements for their products isn’t easy. These things require plenty of thought and design. Every detail has been considered to make its effect on the consumer optimal. Have you ever been interested in a product simply because of the packaging? This is art at work.

2. Art Is Everywhere

– Color
– Psychology
– Design esthetics
– Advertisements
– Television & Movies
– Furniture
– Clothing

3. Who Should Study Art?

Almost everyone has gone to art class in grade school or high school. Even those who are not artists can benefit from an Art Education. They will come to appreciate the rich history and significance of Art.

4. I Want to Learn! How do I Sign Up?

Art education is not confined to undergrad studies. It also extends to tutors, art classes, vocational classes and other learning methods. Many schools exist that teach the history, principles and appreciation of Art. These schools carry the tradition of imparting to the next generation the significance of art.

5. The Rewards Of An Art Education

You may be tempted to think you will be able to wing it through a career without any formal training. That is possible, but not likely. Industries are on the lookout for those with professional education. Even with an education from a post-secondary institution, in this field, you never stop learning and keeping up with technology.

An Art Education is clearly important to artists and laymen alike. It may not be the path everyone takes, but it is the path that richly rewards those who take it. The riches here are not only of the material kind but that of a good education and a heightened appreciation of the world around you.

Discover best education finance for higher studies

Education FinanceEducation is the building block for an individual in life. It lets him or her shape up career, attain good position in work or business and lead a successful life. Education also help shape up the society well and their by lead to overall progress of city, state and country as well. In today’s definitely education is on top priorities of your life. Parents want their children to get admission in the top notch professional university to get the best degree under their belt whether in India or abroad. However due to the rising inflation costs, high education amenities and growing lifestyle culture education costs are touching sky high.
It has become a daunting task for parents to arrange finances for their child’s education. While there are options like scholarships for Indian students, traditional finances, property mortgages, or alternative subsidizations, but these options have to be thought and worked upon beforehand, as it can be time consuming process. Secondly, these finance medium have extremely high rate of interest, limited time to repayment and no flexible options to makes repayments.
In today’s time staying and living abroad along with the payment for your choice of course require a huge amount of money. With the recent spurt in global economy these costs are rising even further.
But leading banks or private finance firm in India are willing to be a part of your dream. Government banks and private firms have taken concrete steps for providing better education facilities to the youth of our nation. In order to make sure that no student is denied of pursuing higher education, various banks and private finance firms have come up with state-of-the-art facilities for best educationloan scheme in town. So bank a suitable opportunity now and create own your world of successes by pursuing good and quality higher education in India or abroad.
The article discusses six important factors before choosing the Education Loan in India for your child’s sound career:
Interest rates
It is the primary factor to decide upon your loan. The growing competition in market proves beneficial for customers. They can manage finances at affordable costs. Some private finance firms give student loan at no margin money costs. The interest rates offered are as low as 12.75% and the processing fee is mere 1-2% of the loan amount being calculated on a case-to-case basis. They design study loans without setting any cap on finance and provide 100% coverage of education costs, making such young talents of India free from unnecessary burdens.
Way Interest is charged
Some banks or private finance firm start charging interests immediately after the disbursal of the loan. How this interest is charged will determine the amount of interest you will pay. Enquire carefully whether it is charged on a daily reducing balance, or on a quarterly reducing balance. Also, bear in mind that whether the interest rate charged on your education loan is fixed or floating is also a matter of concern.
Moratorium period
In case your repayment starts within six months of course completion you can request the lender to re-schedule the repayment period or seek for a moratorium period. A moratorium period is a time during the loan term when the borrower is not required to make any repayment. It is a waiting period before which repayment by way of EMIs begins. Normally, the repayment begins after the loan is disbursed and the payments have to be made each month. Students need not pay interest during the moratorium period.
Fees and other costs
Usually, it will stand out as your Education Loan in India if you manage to pay optimum fees associated with loans such as processing fees, administrative fees, documentation costs etc. at its minimal.
Collateral, guarantee or security
Generally there is no collateral security for loans up to Rs. 4 lakhs. However, loans ranging from Rs. 4 lakhs to Rs. 7.50 lakhs, require collateral in the form of a satisfactory third party guarantee. And for loans above Rs. 7.50 lakhs, collateral security of appropriate value or co-obligation of parents or guardian would be required.
The down payment
While government banks demand for margin money of around 15-20% of the loan amount to approve loans, some private finance firms give foreign study loan at no margin money costs. They design education loans to cater their needy clients without setting any cap on finance and provide 100% coverage of education costs.
It is advisable comparing interest rates, various fees, collateral requirements, and down payment requirements across various banks or private finance firms will help you find out the Education Loan in India that fulfills your higher education dreams without burning a big hole in your pocket.

Strong Industry Connections at AICA Education

AICA Educations strong industry connections have enabled students to be given unique opportunities whilst studying, which can lead to them to finding their ideal jobs when they graduate.

Diploma of Graphic Design student, Stayc Sinclair, has gained invaluable industry experience through a range of freelance work arranged by AICA Education. “Whilst studying Ive worked on design jobs for various organisations, such as designing logos, websites and brochures. The experience has made me more confident to enter the workforce at the completion of my Diploma.”

AICA Educations Diploma of Graphic Design provides a program of study focused on industry centred outcomes. Students create a professional portfolio which can help them secure their ideal job in the Graphic Design industry.

Stacys portfolio has been instrumental in kick-starting her career, as she has recently been offered a highly sought after internship position at Warner Brothers.

“AICA arranged a job interview for me at Warner Brothers. After looking at my portfolio I was offered an internship with Warner Brothers for when I graduate.”

“I chose AICA to study my Graphic Design Diploma because of their up to date software packages, such as 3D Studio Max and Dreamweaver. It was the only college I could find with all of the programs I needed as well as both Mac and PC facilities.”

AICA Educations Diploma of Graphic Design teaches students to use a 3D package and Dreamweaver design software programs, which are quite new to Australia and are in high demand in the workplace. With the graphic design industry moving towards multimedia and online media, learning to create in 3D is imperative. AICA Education graduates trained in these programs will have a major competitive advantage in the industry.

Students are also trained to develop their theoretical, technical and practical skills in design programs Adobe InDesign, Photoshop, Illustrator, Acrobat and Flash.

CEO and AICA Education College Head, Ruth Grosser says that AICAs point of difference is their small class sizes which allow for increased interaction and one-on-one attention from teachers.

“Our teachers are all leading, industry professionals all with vast experience in many areas of the creative arts,” said Mrs Grosser. “At AICA Education we are passionate about ensuring our students have successful careers when they graduate. We ensure that we give all our students great training, small class sizes and the motivation to succeed.”

From Certificate to Diploma level, AICA Education offers courses in Visual Arts, Graphic Design, Photography, Graphic Pre-Press, Fist Aid and Workplace Training and Assessment. These courses prepare students for a variety of cutting-edge career opportunities in areas such as advertising, design, promotion, publishing, printing, marketing, packaging, photography, multimedia, consultancy, small business and management.

Are you worried for higher education funding

The ever increasing cost of education in India creates a sense of urgency in minds of parents and students to build a requisite corpus for education finances. In this highly inflating economy the regular savings prove insufficient to bridge up the gap. Besides, traditional finances are always a costly affair and borrowing from friends and relatives is always a matter of self-esteem. Therefore, more and more people are opting education loan so that their children can purse higher studies in India or abroad with pride and at effective costs.
Education loans have come as an easy breather for students and parents who wish to achieve their goals in life and fly in success skies. The variable interest rates, opportunity to pay once you get a good job, flexible repayments options and tenure are some of the factors that make education loan favourable for students. Education Loans in India are provided by Banks, Government organizations and private financial institutions to help those students who are eligible to attain higher education in reputed professional institutes but can’t afford to pay the hefty college tuition, books and other expenses.
While taking an education loan the most important part is that first you have to determine how much loan you require to meet your education expenses. Some factors include your college fees, study materials, mess and accommodation. Incase you opt to study abroad it is important you have sufficient proof of funds to take admission in foreign institute or university. Therefore, many private finance firms have come up with unique and friendly solution for customers such as Pre-Visa Disbursement Loan, Pre-Admission Loan, Certificate of Availability of Funds, GRE score based loan, Bridge loan, fast track loan etc. which cater exclusively to students’ particular requirements and set them free from any form of obstacle in their road for career development.
Once you get the quote on your loan amount opt for comparison on getting interest rates. Education loans are usually on floating rates where the interest rates may change or fixed rates. While government banks demand for margin money of around 15-20% of the loan amount to approve education loan, some private finance firms give student loan at no margin money costs. The interest rates offered are as low as 12.75% and the processing fee is mere 1-2% of the loan amount being calculated on a case-to-case basis. They design education loans without setting any cap on finance and provide 100% coverage of education costs, making such young talents of India free from unnecessary burdens.
Loan Disbursement
Disbursement of the education loan amount is done directly to the institute or college to which the student has applied for admission. In the case of mess and hostel charges, the relevant amounts are given to the concerned authorities. While applying for loan the banks or private finance firms verify the tenure of the course, and determine the cost of the entire course, as applicable at that point of time. Once you take the admission after that each year, the applicant is required to submit a form available from the bank or private finance firm that gives the details of the money required, and then the next installment is directly disbursed to the college/institute. If air fare is covered the amount is given directly to the airlines. Some banks or private finance firms do give the students themselves a certain amount on a monthly or quarterly basis for purchasing books, laptops and other related material associated with the course. However, it depends completely on firm or banks discretion.
Source: https://tackk.com/are-you-worried-for-higher-education-funding


ABSTRACT This paper reviewed importance of correlation studies in educational research. The paper concluded that correlation is used to find relationship between variables, determined degree of association etc. and recommendation was made at the end of the paper. INTRODUCTION Correlational study is very important in research. This is obvious in the ways it has been used in researches today in sciences, education, engineering etc. correlational study is used to find relationships between variables, degree of relationships, association among parameters, existing influences between variables, determine the degree of freedom, variability in performance, strength of variations in strength of relationships. The correlation is one of the most common and most useful statistics. A correlation is a single number that describes the degree of relationship between two variables. IMPORTANCE OF CORRELATION Darko and Ansa-Asare (2009) cited the use of correlation to establish relationships and interactions between parameters. Correlation does not only used to find out relationship that exists between variables, it can also be used to determine the degree of relationships and variability between students’ performance in examination as opined by Oluwatayo (2007). Abe (2007) confirmed that correlation can be used to determine the strength of relationship between subjects and variations in strength of relationships of scores in subjects. Correlation is a good instrument to be used to analyse relationship between performances of students as observed by Ige (2007). Boampong, Acquah and Achiamaa (2009) used correlation to assess linear association among studied quantitative parameters. Boampong, Acqua, Sam-Awortwi and Ofori (2010) stated that correlation could be used to test for association among measured parameters. Correlation allows the researcher to investigate naturally occurring variables that maybe unethical or impractical to test experimentally. For example, it would be unethical to conduct an experiment on whether smoking causes lung cancer. Mcleod (2008) opined that correlation identifies variables and looks for a relationship between them. Correlation allows the researcher to clearly and easily see if there is a relationship between variables. This can then be displayed in a graphical form. The correlation is one of the most common and most useful statistics. He stressed further that correlation is a single number that describes the degree of relationship between two variables. Lanthier (2011) looked at correlation as a way to measure how associated or related two variables are. She explains further that in a correlational study, the researcher is measuring conditions that already exist and finding out in what way pairs of variables are related. Lanthier (2011) opined that the researcher looks at things that already exist and determines if and in what way those things are related to each other and that, purpose of doing correlations is to allow us to make a prediction about one variable based on what we know about another variable. She believed when we know there is a correlation between two variables, we can make a prediction. We can make predictions about things when we know about correlations. If two variables are correlated, we can predict one based on the other. Mcleod (2008) observed that an important area where correlation is widely used is in the study of intelligence where research has been carried out to test the strength of the association between the I.Q. levels of identical and non-identical twins. Correlation research is a form of analysis in which you correlate one variable with another to determine if there is a relationship between them. It is used as a first step prior to experimentation, when experiments cannot be conducted (for ethical or practical reasons). In correlation research you do not manipulate a variable, you gather information through: Observation, Surveys or Questionnaires, and Information Correlation is concerned with describing the degree of relationship between variables. Researchers can use one variable to make predictions about another variable, that correlation can be used to find interrelation between variables. Minium, King & Bear (1993) posited that correlation can be used mainly to determine the degree of association between variables, and also to make prediction about an event. To establish reliability of a test, for example, we would want to know the extent of initial performance on the same test at a subsequent time. Minium et al (1993) opined that correlation is used in determining the degree of association between two variables and predicting a person’s standing in associated variable. John and Arthur (1991) viewed that when two variables are examined for their correlation; it is usually for the purpose of predicting one of them. Most correlation studies are initiated based on the desire to examine and explain the changing value of this variable. Horst (1963) said correlation measures the co variation in the magnitude of two things. CONCLUSION AND RECOMMENDATION Correlation is very important in educational research as it could be used to find out relationship between variables, determine degree of association, for prediction about one variable and strength of a relationship. Having reviewed role of correlation in educational research it is therefore suggested that institutions of learning should design a course especially for correlation study. This will help students to apply correlation statistics correctly in research.

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